Borrowing Capacity and the Home Search Budget
Borrowing capacity should shape the inspection shortlist, but buyers also need buffers for purchase costs, repairs and life after settlement.
Borrowing capacity should shape the inspection shortlist, but buyers also need buffers for purchase costs, repairs and life after settlement.
October 2025 delivered Melbourne’s busiest auction week of the year, with spring stock and buyer demand testing campaign discipline.
Regional leasing works best when rent, presentation and timing are matched to local employment, services and seasonal demand.
Buying near the coast needs a practical review of seasonality, insurance, maintenance, commute patterns and local rental demand.
Apartment buyers should read owners corporation documents for levies, minutes, maintenance, insurance, disputes and building issues.
Melbourne investors comparing apartments and houses need to weigh price, rentability, land, owners corporation fees and maintenance.
September 2025 showed strong Melbourne auction sentiment before the AFL Grand Final pause, with buyers acting early in parts of the market.
Comparing similar homes across suburbs means looking beyond bedrooms to land, transport, schools, condition and long-term flexibility.
Open-home feedback is most useful when sellers separate polite comments, repeated objections, price signals and genuine buyer intent.
Useful pre-sale renovations help buyers understand condition, comfort and value without overcapitalising before launch.